products & availability

We are appointed agents and represent Carriers in Washington State, Oregon, Idaho, Ohio, South Carolina, Virginia, Michigan & Alaska. Product offerings vary by state. Please contact us to find out what plans are available in your service area. There is never any fee or cost associated with our benefit counseling.

major medical health benefits major medical health benefits

Aetna

  • Major Medical Workplace Groups

Ambetter

Blue Cross Blue Shield of S.C.

  • Individuals & Family

Bridgespan

  • Individuals & Family

Brighthealth

  • Individuals & Family

Cigna

  • Individuals & Family

Kaiser Permanente

Individual, Small & Large Worksite Groups

  • Major Medical for individuals & families.
  • Workplace Small & Large Group

Life Style Health

Level Funded Worksite Major Medical Plan

  • Major Medical Worksite Payroll Groups

Lifewise

Individual, Small & Large Worksite Groups

  • Major Medical Worksite Payroll Groups
  • Individual & Family Plans

Mutual of Omaha

Individual, Small & Large Worksite Groups

  • Major Medical Worksite Payroll Groups
  • Individual & Family Plans

National General

Level Funded Worksite Major Medical Plan

Oscar Healthcare

  • Individuals & Family

Premera Blue Cross Blue Shield 

Individual, Small & Large Worksite Groups

  • Major Medical Worksite Payroll Groups
  • Individual & Family Plans

Regence

Individual, Small & Large Worksite Groups

  • Major Medical Worksite Payroll Groups
  • Individual & Family Plans

United Healthcare

Individual, Small & Large Worksite Groups

  • Major Medical Worksite Payroll Groups
  • Individual & Family Federal Marketplace
voluntary workplace supplemental

HOW DO I PAY MY BILLS?

What are voluntary benefits? Voluntary benefits pay cash to the beneficiary. Each policy has a list of qualifying events that pays a specific cash benefit. The policy pays cash, you do what you want with the money. Voluntary benefits can be used in conjunction with or without your major medical.
Example Only: Fall off Ladder

X-Rays $120.00
Crutches $75.00
Hospital Confinement $900
Doctor Visit $125
Example Benefit: $1220

Allstate Supplemental

Workplace Payroll

  • Accident
  • Critical Illness (cancer included)
  • Supplemental Health
  • Disability
  • Whole & Term Life
  • Identity Theft Protection

Colonial Life Supplemental

Workplace Payroll

  • AccidentWashington Paid Family Leave Act How Does It Work?
  • Critical Illness
  • Cancer
  • Dental (Full Plan)
  • Disability
  • Hospital Confinement
  • Whole & Term Life

Life Secure Supplemental

Individual & Workplace Payroll

  • Hospital Recovery
  • Personal Accident
  • Critical Illness

Met Life Supplemental

Workplace Payroll

  • Accident
  • Critical Illness
  • Cancer
  • Dental (Full Plan)
  • Disability
  • Hospital Confinement
  • Whole & Term Life

National General

  • Critical Care
  • Cancer

United Healthcare

Voluntary Dental & Vision available in Washington State. Other options available in other states like Accident, Critical Illness, Cancer & more. Please call to check what we have in your service area.

Unum Supplemental

Workplace Payroll

  • Accident
  • Critical Illness
  • Hospital
  • Short Term Disability
  • Long Term Disability Dental.
    NOT AVAILABLE FOR THE FOLLOWING INDUSTRIES: - Logging, Unions, Police, Fire, Correctional, High Risk Industries, Air Transportation, Business Associations and Professional Membership Organizations.
vision and dental insurance

Ameritas Dental

Individual & Workplace Group

Offering great dental benefit options for payroll workplace groups, individual & families.

Cigna Dental

Individual & Family Dental Plans with adult ortho options.

Colonial Life PPO

Dental benefits for payroll workplace groups with rollover benefit option and ortho option.

Delta Dental of Washington

Individual & Workplace Group

Dental benefits for individual, payroll workplace groups, families.

United Healthcare

Dental & Vision Plans Check Your Rate

VSP Vision Plans

Individual & Workplace Payroll Groups

  • Individual & Family Vision Plans
  • Workplace Payroll Groups

Need Help With Medicare?

Medicare Advantage Plans, Part D Drug Plans, Supplemental (Medigap)

Medicare Advantage can be very confusing to say the least. We help our customers find the plan that is the best fit for their personal needs. From introduction to enrollment we will help you find clarity and share what plans are available in your service area.

  • Aetna
  • Amerigroup
  • Anthem
  • Asuris
  • Blue Cross Blue Shield of Alaska
  • Blue Cross Blue Shield of Tennessee
  • Blue Cross Blue Shield of Michigan
  • Centene
  • CVS Caremark
  • Cigna Healthspring
  • Health Alliance
  • Humana
  • Kaiser
  • Moda of Oregon
  • Molina
  • Mutual of Omaha
  • National General
  • Oscar Healthcare
  • Pacific Source
  • Providence
  • Premera Blue Cross Blue Shield
  • Regence
  • Silverscript
  • Summit Health
  • United Healthcare
  • Wellcare
retirement long term care life insurance

Are You Prepared?

Being Prepared is Everything

We are here to help individuals & families make decisions that will effect their future and their families future. We help guide you to retirement options, long term care options, life insurance options that match your needs and goals.

Show you options that can ease the financial stress of retirement by making sure you have all bases covered.

Show you options that can help you make sure the people and things that matter most to you are taken care of.

HOSPITAL
INDEMNITY

Hospital indemnity policies are an excellent way to help cover out of pocket expenses if you are admitted to the hospital or held for observation. Great for Medicare Advantage Clients, Client's with high deductible plans or clients who just want the added extra piece of mind. Hospital Indemnity Plans pay cash benefits to you and not to your provider. You use the cash how you wish. Affordable and really a must have.